Christmas Savings Tracker
Christmas is magical, but it can also be expensive. Instead of scrambling for cash at the last minute, why not start a Christmas sinking fund? With this Christmas Savings Tracker, saving for Christmas can be fun and efficient! Each time you add money to your envelope, you get to color in a Christmas light and watch your savings grow!
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Why A Christmas Sinking Fund Works
A sinking fund is a simple and intentional way to save for a specific goal, like Christmas. By putting aside a little money regularly, you can avoid holiday debt and end up with an all-cash Christmas.
This Christmas Savings Tracker helps you clearly see and track your savings and turns saving into a fun, visual activity that reduces stress and last-minute financial panic.
Pair your savings with the Christmas Want, Need, Wear, Read Shopping and Wish List to make your Christmas shopping clear and straightforward.
How To Assemble Your Envelope
- Cut the perimeter of the envelope.
- Fold on the black lines.
- Use adhesive on the small flaps to adhere to the back of the envelope (with the goal).
How To Use The Christmas Savings Tracker
- Determine your goal amount and write it in the goal box.
- Divide your goal by 12 and write that number in the amount per light box.
- Each time you add money, color in one Christmas light on the tracker.
- Watch your string of lights, and your savings, grow brighter each month!
Experts agree that it helps to write down a list of all the people for whom you plan to shop, before you hit the stores or turn on the computer. Next to each name write down what you want to buy for that person, and how much you want to spend.
American Bankers Association
Set your goal, save your cash, and color in a light each time you add cash to your envelope! The Christmas Savings Tracker makes saving festive, fun, and efficient. Watch your savings and your string of lights grow brighter with every deposit. It’s a cheerful way to stay motivated and make your all-cash Christmas a reality.
Tips To Maximize Your Savings
- Break it down: Divide your goal into monthly or weekly contributions so you can save a little at a time.
- Save cash: This keeps your savings tangible and intentional.
- Side hustle: Every little bit counts toward your all-cash Christmas. Need ideas? Check out 7 Ways To Make It A Cash Christmas.
- Keep organized: Use this Printable Christmas Planner to keep everything in one place and organized.
Get Your Christmas Sinking Fund Envelope Here!
This Christmas Savings Tracker Envelope is designed to make saving festive and motivating with space to write your goal and incremental contributions, a string of Christmas lights to color in as you save, and a cheerful visual reminder of your progress.
Stop stressing about Christmas expenses and start saving in a fun, intentional way! Download your Christmas Savings Tracker Envelope, start coloring your lights, and watch your all-cash Christmas become a reality!
More Saving Trackers
Looking for more ways to stay motivated to save? These Sinking Fund Envelopes make it easy to track and save cash all in one spot! We also have Sinking Fund Charts if you’d like a visual to hang on your refrigerator so your goals are visible throughout the day.
Frequently Asked Questions
Hi! I’m Bridget!
I create printables and DIYs to help you get organized and celebrate special occasions! It’s my mission to inspire you to get creative and find joy in every day!
